Ping, Pay Now and Afterpay terms updated

We've made a minor change to the Ping, Pay Now and Afterpay terms and conditions.

This change clarifies that we may dispose of goods that have been returned to us under Buyer Protection, where we've been unable to return those goods to a seller within 90 days.

This doesn't reduce or affect the seller's obligation to repay any amount that we've refunded to the buyer on their behalf.