Buying guide

Can I buy a house with no deposit?

No deposit saved? No worries. In some cases it’s possible to buy a house without one.

Ben Tutty
Last updated: 27 August 2025 | 4 min read

Apply for a low deposit loan

If you don't have a big deposit saved it may still be possible to buy a home.

Withdraw your Kiwisaver

Tap the bank of mum and dad

Speak to a mortgage broker

Author

Ben Tutty Ben Tutty