Buying guide

How does Kiwisaver first home withdrawal work?

There are a few things you need to know if you want to withdraw your Kiwisaver to buy a home

Ben Tutty
Last updated: 27 May 2024 | 6 min read

Kiwisaver first home withdrawal rules for eligibility

The process: Using Kiwisaver for your first home

Applying for pre-approval or confirming the amount you can withdraw

To apply for a Kiwisaver withdrawal contact your fund provider.

Applying to for Kiwisaver withdrawal: First home buyers

Stuff you need to know when using Kiwisaver for your first home

You can put your first home Kiwisaver withdrawal towards your purchase deposit

It’s important to ensure your Kiwisaver funds are ready in time

You’ll need to intend live in the home for at least six months

Withdrawing from your Kiwisaver can be a great way to secure your first home.

Be smart with your Kiwisaver before purchasing a home

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Ben Tutty Ben Tutty