Buying guide

How much are mortgage break fees?

Breaking a fixed rate can be pricey, but it might be worth it - here’s everything you need to know

Ben Tutty
Last updated: 5 December 2025 | 4 min read

Mortgage break fees - how much will I pay?

When do break fees apply?

Breaking your mortgage might cost you!

Is it worth refinancing if I’m charged a break fee?

How can I avoid mortgage break fees?

Make sure you do your sums before you break your mortgage

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Ben Tutty Ben Tutty