Buying guide

How much deposit do I need to buy an investment property?

Before you buy you’re going to need to save a large portion of the purchase price. Find out how much you need.

Ben Tutty
Last updated: 6 August 2025 | 5 min read

Investment property deposit requirements New Zealand

How to buy an investment property with a small deposit

Buy a new build

If you already own your home you could use equity to purchase an investment.

Use home equity

Speak to a mortgage broker

Talk to a non-bank lender

There are several different ways to secure finance for an investment property.

Get help from an expert

Author

Ben Tutty Ben Tutty