Buying guide

How much do you need for a house deposit in New Zealand?

Everything you need to know.

Al Hall
By Al Hall (Content Writer)
Last updated: 26 August 2025 | 7 min read

How much deposit do I need?

How much deposit do I need for an investment property?

A house deposit is one portion of the money a buyer pays to a property seller to secure the home

Where can my deposit funds come from?

Grow your knowledge
Dig deeper into the financials of buying a home in New Zealand.
Learn more

First home loan: a helping hand for first home buyers

How to get a mortgage

Tips to save your deposit faster

1. Create a budget and stick to it

2. Make the most of your KiwiSaver

3. Incentivise saving

Consolidating your debts can help you avoid paying additional fees.

4. Debt consolidation

5. Talk to friends and family

Author

Al Hall Al Hall

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