Buying guide

How to reduce your home insurance premiums in NZ

Be savvy, without compromising on this important safety net.

Al Hall
Last updated: 23 September 2024 | 5 min read

What is home insurance in NZ?

Home insurance is a vital safety net for your property.

Home insurance vs. contents insurance

How much does home insurance cost in NZ?

How to reduce the costs of your home insurance premium

1. Factor insurance into your home choice

Certain parts of NZ are more prone to natural disasters, like flooding.

2. Look for policies with no claims discounts

3. Be smart about how you pay

4. Think security

5. Understand what you’ll actually get

6. Increase your excess

7. Don’t buy unnecessary extras

Looking to find a home worth insuring?
Check out the wide range of homes currently listed on Trade Me Property.
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Author

Al Hall Al Hall