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Interest rates just hit a fresh low. Could we see a rate starting with 3 in by the new year?

Banks are vying for our business by advertising lower rates.

Damien Venuto
Last updated: 30 October 2025 | 4 min read

Competition heats up

Economist Cameron Bagrie believes we’re nearing the trough in the cycle

Why are rates dropping now?

Lock now, or wait for lower rates?

Is the magic 3 possible?

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Damien Venuto Damien Venuto