Buying guide

The pros and cons of refinancing your mortgage

Why switching to a new mortgage lender is always worth considering

Murray Joiner
Last updated: 27 August 2025 | 4 min read

What you'll learn:

What is mortgage refinancing?

Why do people refinance their mortgage?

Refinancing offers more than getting a better deal, it could allow you to free up some cash.

What are the downsides of refinancing your mortgage?

Visit the free information website

mortgages.co.nz has a clear and concise section entirely dedicated to reviewing or refinancing your mortgage.

Learn more

Author

Murray Joiner Murray Joiner