Buying guide

What is the Official Cash Rate (OCR)?

These three little letters are kind of a big deal

Ben Tutty
Last updated: 23 April 2025 | 5 min read

What is the OCR?

First, what exactly is the Reserve Bank?

What is the OCR?

Jeanette Thomas explains the OCR

The OCR is a tool for controlling inflation

The OCR influences the supply of money in the economy.

The problem with the OCR

All debt is affected by the OCR.

How mortgage holders can protect themselves against OCR increases

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Ben Tutty Ben Tutty