Buying guide

Everything you need to know about investment home loans

Home loans for investment property work a little different to your average mortgage

Ben Tutty
Last updated: 6 August 2025 | 6 min read

Getting a deposit together

Leveraging your existing property

Using a non-bank lender

Buying a new build

Sorting your investment home loan is the first step toward buying an investment property.

Type of property to consider

Residential

Short term accommodation

Commercial

Figuring out your strategy

Buy and hold

Before buying an investment property you should always speak to experts.

Buy and flip

Interest-only mortgages

Doing your sums

Buying an investment property is easier with a good lender behind you.

Applying for an investment loan

Investment home loan pre-approval

Before you start searching for properties it’s a great idea to get pre-approval from your bank or lender.

Getting expert advice on your investment home loan

Author

Ben Tutty Ben Tutty