New Zealand housing crisis: what’s really going on?

Feature article

New Zealand housing crisis: what’s really going on?

We delve into why our long-running property challenges continue to hold tight.

12 December 2025

Hannah Hilliam

What we’ll cover:

A quick snapshot of the housing crisis

What caused the crisis?

A long term slide in housing supply responsiveness

Affordability pressures

Rents and rental shortages

Who is most affected by the housing crisis?

Children and vulnerable families

A safe, dry home shouldn't be a luxury for our youngest Kiwi. Unfortunately, poor-quality housing is still shaping the health outcomes of thousands of New Zealand children every year.

Māori & Pacific whānau

Renters

First home buyers

What the Government is doing to tackle the housing crisis

Going for Housing Growth is built around three main ideas:

The Government's plan is to tackle the housing crisis by pushing councils to allow cities to grow both up (intensification) and out (expanding the urban fringe).

Flagship planning reform: RMA replacement

Is the housing crisis improving?

What might help solve the crisis long-term?

What this means for buyers, renters, and families right now

For first-home buyers

For renters

For families and vulnerable households

An optimistic future

Author

Hannah Hilliam Hannah Hilliam