Buying guide

Using KiwiSaver for your house deposit: a guide

Here’s how you can use Kiwisaver for your house deposit.

Al Hall
By Al Hall (Content Writer)
Last updated: 26 August 2025 | 5 min read

What you’ll learn:

How much do you need for a house deposit in NZ?

Using Kiwisaver can make a big difference to your deposit pot.

Can KiwiSaver be used for house deposit? How it works

Who can use KiwiSaver for a house deposit?

You and your spouse can both use your KiwiSaver to contribute to your deposit.

How much KiwiSaver can I withdraw for a home deposit?

Author

Al Hall Al Hall

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